An Enlightening Financial Planning Process

What is the difference between telling you that you can spend extra funds holidaying now, or that you can afford to stop working earlier than anticipated or that you could afford to gift funds to your grandchildren now and showing you that these objectives are achievable?

They say that a picture paints a thousand words.  So how powerful then is a tool that shows you, in pictorial and graphical fashion, great solutions to your particular needs without the use of meaningless financial jargon and the need for an economics degree?

In our opinion, the difference between showing and telling drives to the heart of what differentiates modern fee based interactive financial and investment advice.  We use the latest software to actually show how realistic and achievable your objectives are compared to traditional IFA advice that involves lots of talking and possibly a written, static tome, that pigeon holes you into a high, medium or low risk off the shelf solution.

We absolutely acknowledge that the moment you start planning, things will change in the future that we had not anticipated, but that is the beauty of regular planning and meaningful meetings. The path from where you are to where you want to be never will be a straight line, but surely it is far more valuable and insightful to model different possibilities and regularly review matters than simply pin your faith to a static and immediately out of date written financial plan?

This then is one of the reasons our  interactive approach is vital.  It allows all facets of your life, along with sensible assumptions about future economic landscapes to be mixed together; important lifetime events to be added and highlighted and then pulled this way, tweaked that way and finally distilled into a concise roadmap for meeting your needs.

If you would like to discuss our financial planning methods further, or even better, book a meeting so we can show you what we are talking about then do not hesitate to contact us on 01323 894 202,, or use the contact form at the bottom of this page.


Financial Planning road map


Image courtest of The Behavior Gap – Carl Richards