We provide you with a tangible understanding of where you are now with your pensions and investments by creating with you a visible and realistic yet adaptable model of your entire financial situation and show you how to utilise these assets to reach your goals.
We will give you the leadership and advice required to ensure you stay focused on your financial goals.
Retirement planning and options available have changed dramatically following recent Government changes (Pension freedom – 6th April 2015)
Our expert advice includes all of the latest pension changes and freedoms available to you and how you can effectively plan and take advantage of these new opportunities.
Sound and dependable investment management advice is vital once you have stopped or you reduce your working time.
Alongside this investment advice, it is essential for any advice to consider from where you would be best served drawing any income or capital, what is most tax efficient and what might be the most effective Inheritance Tax plan?
Our investment philosophy, based on decades of the finest global academic research, is matched to your own experiences and perception of risk, the level of risk you actually need to take to achieve your goals and crucially, your current and future financial capacity to ride out unexpected financial events.
We have the specialism required and access to legal services that enables a holistic approach to long term care planning both at point of need and future funding.
Our specialist and practiced inheritance tax planning services can ensure that your wealth can be passed to the people you want it to be passed to in the most tax efficient manner.
I want to thank you for your time, input and advice over the years over my pension and retirement. I enjoyed working with you and would not hesitate to recommend you and your services.
The obvious personal tax benefits of a personal pension (SIPP) are well known, income tax relief on contributions, tax-free growth inside the pension and the option to take 25% of the accumulated fund as a tax-free lump sum, but what about the Inheritance Tax benefits? Defined Contribution pensions (Personal pension/SIPP) can be passed to any […]Read more →
What is a power of attorney? A power of attorney is a legal document that allows someone to make decisions for you, or act on your behalf, if you’re no longer able to or if you no longer want to make your own decisions. There are a number of reasons why you might need someone […]Read more →
3 things to remember if you’re planning on gifting funds You may be familiar with the expression “it’s better to gift with a warm hand than a cold hand” i.e. make gifts during your lifetime and gifting can form an essential part of Inheritance Tax planning. We’ve identified 3 key points with gifting that many […]Read more →
It’s a tough gig being a financial media pundit whose job requires making eye-grabbing calls on the outcomes of major world events. But at least the pundits rarely have to deal with the consequences of their bad predictions. From the Brexit referendum, to the US presidential vote to general elections in Australia, the Netherlands, France […]Read more →