We provide you with a tangible understanding of where you are now with your pensions and investments by creating with you a visible and realistic yet adaptable model of your entire financial situation and show you how to utilise these assets to reach your goals.
We will give you the leadership and advice required to ensure you stay focused on your financial goals.
Retirement planning and options available have changed dramatically following recent Government changes (Pension freedom – 6th April 2015)
Our expert advice includes all of the latest pension changes and freedoms available to you and how you can effectively plan and take advantage of these new opportunities.
Sound and dependable investment management advice is vital once you have stopped or you reduce your working time.
Alongside this investment advice, it is essential for any advice to consider from where you would be best served drawing any income or capital, what is most tax efficient and what might be the most effective Inheritance Tax plan?
Our investment philosophy, based on decades of the finest global academic research, is matched to your own experiences and perception of risk, the level of risk you actually need to take to achieve your goals and crucially, your current and future financial capacity to ride out unexpected financial events.
We have the specialism required and access to legal services that enables a holistic approach to long term care planning both at point of need and future funding.
Our specialist and practiced inheritance tax planning services can ensure that your wealth can be passed to the people you want it to be passed to in the most tax efficient manner.
I want to thank you for your time, input and advice over the years over my pension and retirement. I enjoyed working with you and would not hesitate to recommend you and your services.
The recent Financial Conduct Authority’s (FCA) long awaited final report into the asset management industry reinforced the evidence that we’ve known for some time; 1. Investments funds should compete on price, but clearly, they don’t, as the net profit margin of most asset management firms is still extraordinarily high (36%). 2. Paying a high price […]Read more →
Last month, Vanguard, announced that it is to offer UK investors a lower cost investment Platform, in a direct challenge to the incumbent behemoth Hargreaves Lansdown (HL). The immediate reaction was an 8% fall in the latter’s share price, as speculators pondered the demise of another Active-promoting financial services provider. Completely co-incidentally, the firm announced […]Read more →
A recent survey* by Canada Life about inheritance tax (IHT) shows that wealthy Brits over the age of 45 are either ignoring estate planning solutions or they have forgotten about the benefits these can provide. Only 27% of those surveyed have taken financial advice on IHT planning despite all of them having a potential IHT […]Read more →
Back in August 2016, we encouraged you to watch a 12 part documentary featuring Robin Powell and Mark Hebner which included all of the key elements to become a better investor and less of a speculator. There is now an abridged and more succinct 16 minute version available (click on the image above) which still […]Read more →