Our interactive and comprehensive planning takes into account your entire finances, spending and capital plans to devise a realistic and achievable plan.
By combining expert investment advice, overall tax planning advice and comprehensive planning we frequently enable many individuals and families to achieve far more than they had initially thought possible.
As a valued client we constantly review your circumstances and will provide you with regular and timely investment, retirement, tax planning and inheritance planning advice that will be of real value to you.
Our investment philosophy, based on decades of the finest global academic research, is matched to your own experiences and perception of risk, the level of risk you actually need to take to achieve your goals and crucially, your current and future financial capacity to ride out unexpected financial events.
We were once told “I don’t care how much you know, what I care about is how much you care about me”, unlike most Private Banks and Stockbrokers our focus is on you and your needs and not simply your investment portfolio or your pension fund.
I want to thank you for your time, input and advice over the years over my pension and retirement. I enjoyed working with you and would not hesitate to recommend you and your services.
The recent Financial Conduct Authority’s (FCA) long awaited final report into the asset management industry reinforced the evidence that we’ve known for some time; 1. Investments funds should compete on price, but clearly, they don’t, as the net profit margin of most asset management firms is still extraordinarily high (36%). 2. Paying a high price […]Read more →
Last month, Vanguard, announced that it is to offer UK investors a lower cost investment Platform, in a direct challenge to the incumbent behemoth Hargreaves Lansdown (HL). The immediate reaction was an 8% fall in the latter’s share price, as speculators pondered the demise of another Active-promoting financial services provider. Completely co-incidentally, the firm announced […]Read more →
A recent survey* by Canada Life about inheritance tax (IHT) shows that wealthy Brits over the age of 45 are either ignoring estate planning solutions or they have forgotten about the benefits these can provide. Only 27% of those surveyed have taken financial advice on IHT planning despite all of them having a potential IHT […]Read more →
Back in August 2016, we encouraged you to watch a 12 part documentary featuring Robin Powell and Mark Hebner which included all of the key elements to become a better investor and less of a speculator. There is now an abridged and more succinct 16 minute version available (click on the image above) which still […]Read more →