This video from Sensible Investing TV explores new research by two academics at Cambridge Judge Business School and shows how even the brilliant economist John Maynard Keynes couldn’t successfully time investment markets.
At Swindells Financial Planning we have always said that when it comes to investing – costs matter. This is one of the reasons we advocate a passive style of investing. See why active investing can detract from your investment returns in the below video from SensibleInvesting.tv who give their views to why as consumers we are conditioned […]
Financial advice has never been free, but the Retail Distribution Review, which came into force on 31 December 2012, has made advice clearer and more straightforward for individuals. Part two of SensibleInvesting.tv‘s guide to the RDR explains what investors need to know about the new regime; how they can make sure they are getting the […]
The Retail Distribution Review came into force on 31 December 2012 and was possibly the biggest shake-up for the UK financial advice industry in 25 years. What is the RDR, what has changed, and what will it mean for investors? Watch this video from SensibleInvesting.tv to see part 1 of their RDR Guide.
The obvious personal tax benefits of a personal pension (SIPP) are well known, income tax relief on contributions, tax-free growth inside the pension and the option to take 25% of the accumulated fund as a tax-free lump sum, but what about the Inheritance Tax benefits? Defined Contribution pensions (Personal pension/SIPP) can be passed to any […]
What is a power of attorney? A power of attorney is a legal document that allows someone to make decisions for you, or act on your behalf, if you’re no longer able to or if you no longer want to make your own decisions. There are a number of reasons why you might need someone […]
3 things to remember if you’re planning on gifting funds You may be familiar with the expression “it’s better to gift with a warm hand than a cold hand” i.e. make gifts during your lifetime and gifting can form an essential part of Inheritance Tax planning. We’ve identified 3 key points with gifting that many […]
It’s a tough gig being a financial media pundit whose job requires making eye-grabbing calls on the outcomes of major world events. But at least the pundits rarely have to deal with the consequences of their bad predictions. From the Brexit referendum, to the US presidential vote to general elections in Australia, the Netherlands, France […]
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